Why and When Do I Need Estate Planning?

Estate planning is a critical step in protecting yourself, your loved ones, and your assets. Having a clear plan in place ensures that your wishes are followed and that your family isn’t left navigating complex legal processes during an already difficult time.

With proper estate planning documents, you designate who will be in charge of your estate, finances, and healthcare decisions and exactly what those decisions are. You can clearly outline your preferences and instructions, giving you peace of mind and sparing your family from unnecessary court involvement.

If you do not have these documents in place, then state law will determine how your affairs are handled and this may not reflect your wishes. In addition, your family members will need permission from the courts to make these decisions for you. This can be time-consuming, expensive, and emotionally draining.

Many people think they should wait until later in life to get their estate planning set up. However, life is unpredictable. Estate planning isn’t just for the elderly or the wealthy—it’s for anyone who wants to ensure their affairs are in order, no matter their age.

There’s no specific age as to when you should begin estate planning, but there are a few life events that should trigger the process. If you are married, have children, own property, or any combination of these, you should reach out to an estate planning attorney and get your documents in place.

Planning now means protecting your future—and the people you care about most.